What this is
The economy, in terms of your money.
"Inflation cooled to 2.4%" tells you nothing about whether your grocery bill will
drop. This site answers the second question — what a reading does to your rent, your
mortgage, your job and your savings — using only Federal Reserve, BLS, BEA and EIA data.
130+indicators tracked
6sectors scored daily
0opinions
What makes it different
We check the headlines against the data.
When an outlet reports a number, we pull the actual government series and compare —
then publish the verdict, including when it disagrees with the story.
SUPPORTED
Fox Business · Jul 16
"Mortgage rates jumped to 6.55% — highest in nearly a year"
The data: confirmed, 6.55% exactly. But the story stopped there — the rate
has climbed 0.49 points in six months.
What that costs you: about $120 more a month on a $400,000 loan than
if you'd locked in six months ago. Roughly $43,000 over the life of the mortgage.
And when a series doesn't measure quite what a story claims, we say so rather than
forcing a verdict — "we couldn't check this" is an answer we're willing to publish.
Every tile opens
Six sectors, scored and explained.
Each sector carries a 0–100 stress score. Click one and you get the full
report — every indicator behind that score, what it means for you, and where
the data contradicts itself.
Housing64
Consumers48
Energy37
Business9
↓ opens
Energy · Full sector report
Gasoline $3.73/gal · up $1.06 in six months
Why it's still climbing when oil isn't: crude fell this quarter, but refinery
stocks dropped more than 98% of six-month declines on record. Pump prices follow
the shortage, not the barrel — which is why your bill rose while the headlines
said oil was cheap.
The early warning
When indicators disagree, something is shifting.
Contradictions are where two parts of the economy tell different stories. They
usually appear before the headlines catch up. Each one opens into a full deep dive.
ELEVATED
47 days active
Financial Calm vs Consumer Deterioration
Credit markets are pricing almost no risk — spreads near decade lows — while the
household saving rate sits at 3.0%. Lenders are behaving as though families have
a cushion that the savings data says isn't there.
What breaks it: credit card delinquencies. If they keep climbing while
spreads stay tight, the credit market is wrong — and that gap usually closes
fast rather than gradually.
Every morning
One read, rewritten daily.
The data refreshes every morning and the analysis is rewritten with it — the
day's verdicts, the themes running through them, and what to watch next.
The Morning Read
Borrowing got more expensive while fuel supply quietly tightened
Two stories ran this week about rates and energy. One held up against the data,
one described a barrel price that never reached your pump. Here's what actually
changed for a household budget — and the one reading to watch next week.
67 articles scanned · 6 outlets · 7 quotes verified against source text
That last line is on the page for a reason. Every quote is verified word-for-word
against the original article before it's stored — so you can see exactly what was
checked, and check it yourself.
One last thing
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- Full sector reports — all six, every indicator
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